Top fintech companies in India

top fintech companies in India

Our Indian economy is merrily welcoming advanced and better technology for boosting economic growth. Financial technology is also leading the growth of the economy by offering convenient ways of financial services. 

And, today we are surrounded by some of the top fintech companies in India that are delivering impressive financial solutions with the help of the internet.

These top fintech companies are fulfilling the needs of individuals in paying, receiving, borrowing, and investing money without any hassle. Also, these online transactions have reduced the burden of individuals to visit banks, financial institutions, or engage themselves in large paper works.

Even the government and the financial authorities are pushing individuals to enroll in the online mode of transactions.

Seeing an immense acceptance of financial technologies by individuals and business entities, we would like to disclose some of the emerging and top fintech companies in India. These companies are best labeled because of their acceptability, features, and competitiveness.

Top fintech companies in India

Listed below are the prominent financial service providing companies that are widely used by the people for getting digital fund payment and management options. One can conveniently use it from smartphones or internet-enabled devices.


Razorpay is one of the renowned brands when we talk about payment solutions for e-commerce companies. It was founded in Banglore in the year 2014 by Harshil Mathur and Shashank Kumar with the aim of providing better money management for online businesses. You as a buyer might have experienced Razorpay in various e-commerce or any online service website while making online payments.

It runs in operations by making integrations with debit cards, credit cards issued by banks, or through UPI. One can also build the business's current account from them for convenient online business transactions. Apart from fulfilling online payments and holding a current account, it facilitates the loan disbursal process and vendor payments option.


Paytm is India's one of the biggest and prominent players among fintech companies. Along with the integration with banks for online payments, Paytm works as an independent virtual bank that allows a user to make, receive, invest, and buy goods. It is the one-stop solution for all our financial transactions and payments.

It was founded in the year 2010 in Noida by Vijay Shekhar Sharma and initially, it uses to contribute only in paying and receiving money virtually but with the passing years, it diversifies its offerings by building into an e-commerce platform for buying products online. Now, it also expands its services by entering as a stock brokering intermediate for investing in stocks, mutual funds, and financial commodities.

Apart from this, Paytm has also set its foot in the fantasy gaming industry just like Dream11. It features various online games where a user can play exclusive sports activities online and can earn. Being such a big and diversified brand it has successfully named itself among the top fintech companies in India.


Filing the income tax returns was not an easy game for a common individual before the arrival of Cleartax. But, with its entry now it is easy to pay off various business taxes and returns. It has simplified its services for business entities and individuals by offering single desk services from GST, income tax filing to investing in mutual funds.

The company was started in the year 2011 by 3 friends- Archit Gupta, Srivatsan Chari, and Ankit Solanki with the objective of simplifying the financial lives of Indians. They help at maximizing the tax savings and focuses on delivering the fastest way of paying direct or indirect taxes. Now, it has turned into one of the biggest service networks for meeting different types of taxes.


If you are an investor or looking for investing in stocks, mutual funds, or commodities then you need to create a Demat account with a stockbroker. Zerodha is one of the NSE listed fintech companies in India that serves you with various investment features and options under one platform. It is one of the online trading application that is widely used by various investors or traders trading in the stock market.

Zerodha is a Bengaluru based company that was introduced by Nithin Kamath in the year 2010 with a target of providing a transparent online trading service to the aspirants. The Indian trading system was earlier dominated by various stockbrokers but with the entrance of various online fintech players, a user can invest independently.

You may like- How does Zerodha make money?


PolicyBazaar is one of the top fintech companies in India that know for a large number of insurance policies. It does not offer the policies directly to the customer but works as an intermediatory between the insurance policy framing companies and the users. Using this platform when searching for insurance a user gets a comparing advantage among the bunch of policies listed by a large number of insurance companies.

It was launched in the year 2008 by Yashish Dahiya, Alok Bansal, and Avaneesh Nirjar for helping Indians to choose the policies smartly by comparing between a large number of alternatives. PolicyBazaar is one of the top fintech companies that are saving the interest of various insurance holders who were earlier fooled by various fake insurance agents or companies.

You may like- PolicyBazaar business model

Take away

From the above reading, we got a clear insight into various top fintech companies in India. We have showcased some of the prominent brands with different sub-domains and offering different services. These fintech companies have set a remarkable position among the Indian audience by delivering great financial services in different service verticles.   

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